Taking the RTW Plunge

I am going to take a RTW trip…

…. not for awhile but I have decided  I am at the point in my life it is time to step out of the dreaming stage and start planning.

I am not going in the next year or two years, I have a LOT of things I want to take care of like debt, saving money, setting up finances so I can make sure I am set when I am on the road.

As I am starting my plan, significantly in debt & with zero savings I am in the very beginning stages but I am excited that I am finally taking the plunge. Like others before me, I wish I was in the circumstance that I could leave tomorrow but for many factors that I will share in the future that is not my certain circumstance.

As I have plenty of time, I am going to share posts about how I am saving, what I am doing, how I am reducing debt and how I am planning. I am also going to share what I have saved, what I did and give you my united miles count & Marriott points count. I think I am going to hoard my points for splurges on the road but knowing me, I will likely cash them in.

As this is my first post about my plans I don’t have much to report except that I am planning on taking the plunge and taking off to explore the world to pursue a dream.

So where do I start?

Make a list of things I would love to do on my trip.

Make a budget to pay down debt.

Start saving money just for this trip.

I just made my plan to start the debt pay down and saving money. Let’s hope it is successful, I have opened a money market account and I am going to start stashing cash away into that account so I can also earn some interest while I am saving. I also have my other travel account that I am currently saving for other vacations.

I am prepared to live tight but not at the sake of sacrificing life in general. Once my debt is paid way down I might reevaluate this statement, but for now I am going to be aggressive but not to the point I will have a mental breakdown. Once I have no debt then the trip really feel like a reality but for now I am going to be aggressive but not loose my sanity. I know this is not for everyone, but this is what I need. Once my debt is gone, this is when I will set the official date of departure, I have some dates I am toying with, but not really ready to make any formal announcements just yet.  I feel it will be easier setting my date once I am debt free.

I am also making a list of things I want to do on each continent, I think part of the fun is planning, and that is what I am going to do I have plenty of time.  My main goal right now is to establish savings and pay down debt.

Please share what you did in the very beginning stages of RTW trip planning? I am open to ideas & suggestions

Feature Image Credit: Image was taken from Camille in Wonderlands

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